To Register and Title Vehicles Purchased from a Non-Dealer:
- You must go to a licensed Massachusetts insurance agent to obtain an active insurance policy and have the agent complete, stamp and sign an Application for Registration & Title (RMV-1 Form).
If there is a lien against the vehicle, please make sure the lienholder information is complete and accurate.
- The completed RMV-1 must be accompanied by one of the following documents:
- A manufacturers Certificate of Origin (new vehicles only), or
- The previous owner’s Certificate of Title, Dealer Re-Assignment form if applicable, or
- The previous registration and bill of sale for vehicles that are exempt because of their age.
- Federal and Massachusetts's laws require that the seller(s) state the mileage upon transfer of ownership. Also, both buyer(s) and seller(s) are required to sign and hand print their name and date the transfer document. If the previous title has a space for a sales price, the price must be filled in. If the previous title does not have a space for a sales price, a bill of sale showing the sales price must be submitted.
- Take the completed RMV-1 application and supporting documents to the nearest RMV Full Service Center.
The sales tax for a private sale is calculated at 6.25% of the purchase price or the National Automotive Dealer Association (NADA) trade-in value, whichever is higher.
After completing the transaction, you will receive a registration certificate, new plates and a year of expiration decal for the rear plate. The title will be processed and mailed in approximately six (6) to eight (8) weeks. If you have a loan on the vehicle, the title will be mailed directly to your lienholder.
You must obtain a vehicle inspection sticker within seven (7) days of the registration date.
Before you visit the RMV, use this Vehicles Purchased from an Individual Checklist to Get Ready to Go!